I have written a short pamphlet on the subject “Time Value of Money”, covering the basic concepts of this subject.
No previous knowledge of the subject is required. If you borrow, lend or save money, you may find useful information here.
It is in Adobe (PDF) format and you need to have the free Adobe Reader installed on your computer in order to read it.
If you wish to see it click Pamphlet. It will open in Adobe format and you may then read it, print it, or save it to your computer.
If you would rather save the file to your computer to read or primt later, RIGHT CLICK on the word “Pamphlet” in the preceding paragraph and when the context menu opens, click on “Save Target As..”. Then complete the “Save As” dialogue box and save. Note: It may take a few minutes to open or save, depending on the speed of your internet connection.
If you do not have the free Adobe Reader, you should have it as many documents on the Internet that you may want to view are in that format. If you would like to download it from the Adobe site you may do so by clicking